Mortgages are now regulated by the Financial Services Authority. The FSA is the independent watchdog that regulates financial services. Please note we may record telephone conversations and client meetings to ensure we fully understand your requirements.

Interest rates 2012

Bank of England Base Rate April unchanged at 0.50%

European Central Bank Min.Bid Rate April unchanged at 1.00%

The minutes of the last MPC meeting will be published on 23 April

The next MPC meeting and announcement will be Mayl 9/10

The next BOE Inflation report is released on 16 May 2012

What we do

At RJ Mortgage Finance we aim to provide a quality service to all our clients. We will provide a no nonsense approach to the world of residential and commercial mortgage finance and insurance provision.

Download our Spring 2012 Newsletter

We will provide a full advice and recommendation service to a wide ariety of clients with varying circumstances, from those who require residential finance - First Time Buyers, Homemovers, Remortgages - and protection to those who require commercial finance.

The use of a broker ensures just a single consultation and we could find the most suitable mortgage and suitable insurance contracts for your particular circumstances. This in turn:

• Saves you time from carrying out all the research

• Save money by allowing you to make a single call to
  explain your circumstances and your requirements rather than
  repeating it to each individual lender.

• Gets you the most suitable deal.

• Gives you access to far more schemes and we have
  established excellent relationships with many major lenders.

The primary adviser is Richard Johnson - to see a little about his background and qualifications including AdvCemap which includes CeCM please click on the Treating Customers Fairly link.

We will arrange the necessary mortgages and insurance plans in a swift and proper manner keeping you informed at all stages.

Our services -

• Residential Mortgage Finance Broker - residential and Buy to Let Finance.
  
  

• Commercial Mortgage and Bridging Finance - wide range of options available.
  
  

• Insurance Services - We will provide a full advice and arrangement service regarding protection to indivdual borrowers, families and corporate cover.
  
  

• Access to a number of on-line conveyancers for all your property legal work.
  

Our locations - please call to book an appointment

• 105 Green Lanes, Palmers Green, London, N13 4SP - 0208 8899944

• 723 Green Lanes, Winchmore Hill, London, N21 3RX.- 0208 3609696

• Administration Office - 0208 366 0532

The Process -

• We will discuss your cicumstances and requirements in a discovery meeting, held either at our offices or by telephone.
  
  

• We will carry out research of the lending market and insurance providers and make the necessary recommendations to you. We are whole of market brokers and use Mortgage Brain, Exweb, Defaqto among other pieces of software to secure you the most appropraite deals.

• We will implement the recommendations keeping you informed of progress along the way.
  
  

• We will maintain contact with you after completion by way of annual or bi-annual reviews.

You know you have made the right choice because an expert is helping you. RJ Mortgage Finance is a member of the North London Chamber of Commerce.

Why not view our recent blogs on a range of mortgage, protection and property at - http://rjmortgagefinance.blogspot.com 

In addition keep upto date with RJ Mortgage Finance and visit -

Facebook : http://www.facebook.com/pages/RJ-Mortgage-Finance/210751075660397?sk=wall

Twitter :  http://twitter.com/MortgageRJ

Linkedin : http://www.linkedin.com/profile/edit?trk=tab_pro

R J Mortgage advisors are independent advisers and as such offer mortgage advice from the whole market place. We charge a reduced fee for our services, as we are paid fees from our lenders. However we do offer you the option of paying our fees in full in return for us refunding the lender fee to you direct. The fee we charge will depend on your circumstances, but we estimate it will be up to 1% of the loan amount.

The Legals -

Residential Mortgages in the UK are regulated by the Financial Services Authority.

RJ Mortgage Finance is a trading style of Richard Johnson of 125 Goat Lane, Forty Hill, Enfield Middlesex EN1 4UD.

RJ Mortgage Finance is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation services only.

Mortgage Next Network Limited is entered on the FSA register

( http://www.fsa.gov.uk ) under reference 300866

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Terms and Conditions: Please read our full terms and conditions and privacy statement before you proceed.

For specialist professional advice and a personal mortgage service contact us by

The Principal
RJ Mortgage Finance
105-109 Green Lanes
Palmers Green

London
N13 4SP
UK.

For specialist professional advice and a personal mortgage service please contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.