Mortgages are now regulated by the Financial Services Authority. The FSA is the independent watchdog that regulates financial services. Please note we may record telephone conversations and client meetings to ensure we fully understand your requirements.

Interest rates

Bank of England Base Rate January 2010 unchanged at 0.50%

European Central Bank Min.Bid Rate December 2009 unchanged at 1.00%

Our services -

• Residential Mortgage Finance Broker - residential and Buy to Let Finance.
• Commercial Mortgage Finance - wide range of options available.
• Business Plans Prepared for start up and existing trading companies.
• Insurance products for private individuals, family cover, mortgage cover, keyperson cover and shareholder cover. buildings and contents cover for residential and commercial property.

Our locations - please call to book an appointment

• 105 Green Lanes, Palmers Green, London, N13 4SP
• 723 Green Lanes, Winchmore Hill, London, N21 3RX.

The use of a mortgage broker ensures just a single consultation and we could find the most suitable mortgage for your particular circumstances. This in turn:

• Saves you time from carrying out all the research
• Save money by allowing you to make a single call to
  explain your circumstances and your requirements rather than
  repeating it to each individual lender.
• Gets you the most suitable deal.
• Gives you access to far more schemes and we have
  established excellent relationships with many major lenders.

To view some latest coments on the mortgage market why not have a look at our recent blog. Click here to view.

You know you have made the right choice because an expert is helping you. RJ Mortgage Finance is a member of the North London Chamber of Commerce.

R J Mortgage advisors are independent advisers and as such offer mortgage advice from the whole market place. We charge a reduced fee for our services, as we are paid fees from our lenders. However we do offer you the option of paying our fees in full in return for us not receiving a fee from your lender.

The fee we charge will depend on your circumstances, but we estimate it will be up to 1% of the loan  amount, and is usually paid on completion. Alternatively we can offer our services on an hourly basis of £105 plus VAT and any fees we receive from the mortgage lender will be refunded to the client.

For preparation of BUSINESS PLANS we charge on an hourly basis starting at £105 plus VAT.

Mortgages in the UK are regulated by the Financial Services Authority.

Brokers and Lenders alike have a duty of care to their clients. For this reason Brokers and Lenders have to be sure that the mortgage they recommend to a client is suitable and appropriate. For this reason we may record telephone conversations and client meetings.

The UK market is considerably more advanced, in terms of products, schemes, number of lenders than our European neighbours. There are products designed to accommodate most situations.
However we have access to many schemes funded by overseas banks and if you are interested in finance for an overseas property then please visit our sister site euro-mortgages.com and feel free to contact us for assistance.

RJ Mortgage Finance is a trading style of Richard Johnson of 125 Goat Lane, Forty Hill, Enfield Middlesex EN1 4UD.

RJ Mortgage Finance is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation services only.

Mortgage Next Network Limited is entered on the FSA register

( http://www.fsa.gov.uk ) under reference 300866

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Terms and Conditions: Please read our full terms and conditions and privacy statement before you proceed.

For specialist professional advice and a personal mortgage service contact us by

The Principal
RJ Mortgage Finance
105-109 Green Lanes
Palmers Green

London
N13 4SP
UK.

For specialist professional advice and a personal mortgage service please contact us

Your home may be repossessed if you do not keep up repayments on your mortgage.